3.Letter to PM – Suggestions reg. “Atal Pension Yojana”
Hon’ble Prime Minister of India,
Sub :- Regarding simplification of ‘Atal Pension Yojana’
At the outset, We congratulate you for launch of new pension scheme for benefitting the people of the unorganised sector, who are not covered by any other social security scheme. (The Target Group) .We also congratulate and appreciate you for making the “Jan Dhan Yojna” a big success, and we expect present scheme to be successful like that.
In continuation to our previous letter dated 15.03.2016, we wish to suggest the following measures for popularising and ease of the scheme for the benefit of the Target group:-
General Suggestions
1. The employers of the target group and the respected people of the society, who are in direct contact with them, need orientation for spreading awareness and supporting (financially as well as otherwise) the target group in investing for the scheme.
2. The scheme can be widely promoted with the help of Anganwadi groups, Asha workers, self help groups etc.
Scheme Modification Suggestions
1. Implementation of the scheme and execution by Central Government is not enough; State Governments should also participate actively in popularising as well as in financially assisting the scheme.
2. The Execution is with banks, which for reasons, show very little interest about the scheme, thus training and proper appraisal of the officer incharge will further help in promotion of the scheme.
3. In the event of death before reaching the age of 60 years, the pension should start for wife immediately.
4. In case of the Labour Class, normally their earning capacity gets reduced substantially around the age of 50 yrs. for the reasons of lifetime physical labour in poor hygienic working conditions etc. In such cases, an option may be given for maturity of the scheme with stoppage of his contribution and receiving of the pension immediately. A separate package may be worked out in such cases.
With Great Anticipation
yours sincerely
For Goyal Charities Association
CA. Rajendra Goyal
(Chairman)
Also refer my earlier letter with the simplified version of the scheme.:http://www.goyalcharities.in/atal-pension-yojana.pdf
